For many years now, Self-Managed Super Fund (SMSF) members have been able to invest in residential property, when they follow strict guidelines. The first step is to have a discussion with a qualified expert to determine whether investing through an SMSF is the most appropriate approach to property investment given your personal or business circumstances….
While managing your own investment property can seem like a simple way to keep more of the rent flowing towards the mortgage, there’s a little more to it than making sure the house is standing and collecting the money. Managing your investment property appears straightforward: You find a tenant, they pay rent and you…
While SMEs account for 97 percent of Australian businesses, it can still be difficult to make a case to a bank when looking for finance to invest in the growth of an existing one. The good news is that applying for commercial finance through a bank is far from the only option. Personal loans…
Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know already. You’ve found someone you want to spend your life with (or a significant chunk of it, at least) – the hard part is over, right?…
Property owners are now thinking smarter and increasing their wealth by developing their own properties at ‘cost price’ and not selling to property developers. The current property market offers some of the best development opportunities for people who own property with the potential for development. We are experiencing strong population growth, with a shortage of…
If you are thinking of building your own home, you will need to be familiar with the ins and outs of construction loans. Construction loans are just not as straightforward as simple home loans. There are additional decisions to be made about the structure of the loan, additional documentation is required and the funding is…
Self-employed borrowers come up against the challenge when they want to buy a home one of them not being able to simply present payslips and tax returns to back up their loan applications. But this need not stop you buying your dream home. Many lenders offer loans for self-employed borrowers who can’t hand over payslips…
There are plenty of upsides to buying an investment property that already has a tenant, as well as a raft of risks. Here’s how to minimise them. There are steps you can take to minimise your risk: • Make sure the bond has been lodged properly. Your agent will arrange for the bond guarantee to…
Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems. When renting out an investment property, having access to extra cash is vital for two reasons: ● Cover the costs of maintaining the property, giving it the best chance of…
Some of the most important decisions a business owner will make are about their premises: whether to rent or buy, where to base the business and even the style of the property are important to get right. For those with an Self Managed Super Fund (SMSF), there is one more option to consider: landing business…
